4BR/2.5BA Contemporary Style Brick Accent Ranch Home With Bonus Upstairs Loft and Bedroom in St Andrews Country Club Estates, Golf Community with No HOA! Wow Factors Boast: Soaring High Wood Ceiling Fireside Great Room with Modern Coppertop Fireplace, Two Story Wall of Windows, with Upstairs Loft View! Backyard Oasis with Inground Saltwater Pool and Large Party Deck on Double .8033 Acre Fenced Lot! Two-Story Wood Beam Solarium Bringing More of the Outdoors Inside! Two Additional Living Rooms, Owners On-Suite on Main Floor with Double Vanity, and Two Showers, Split Bedroom Plan with Two additional Bedrooms on the Main Floor with a 4th Bedroom Upstairs. Kitchen with Tile Floors, Eat-in Kitchen Dining, Wall Mounted Oven and Microwave, Cooktop, Stained Cabinets, Tile Counters, Jack and Jill Guest Bathroom and Powder Room on Main, Large Foyer Tile Floor Entry with Double Ornamental Wood Doors! Upgrades include: New Fiber Cement Siding, Windows, Roof, and Glass Exterior Doors. On Public Water and Sewer. 100% USDA and FHA Financing Available! With a few more finishing touches this can be your Dream Home! Updates can be added into your loan!